Superannuation TPD Insurance Claims Lawyers in Melbourne, Victoria Millions of Victorians are superannuation account holders, and many have more than one account. However, many people are unaware of their entitlements. These accounts often include insurance in the form of Income Protection (IP), and Total and Permanent Disablement (TPD) benefits, which may be worth hundreds of thousands of dollars. These benefits are always in addition to your accumulated account balance held with your superannuation fund. If you are unable to work due to a medical condition, you may be able to make a claim. With TPD superannuation claims it is not necessary for you to prove the accident or illness happened at work or was due to someone else’s negligence. Unlike other types of compensation claims you only must show that the injury or illness has significantly affected your ability to perform your usual occupation duties – or an occupational role that you are reasonably suited to, based on your education, training and experience. At Arnold Thomas & Becker we are experts in this specialised area of law and have a proven track record of obtaining successful outcomes – including having successfully pursued a ground-breaking claim to the High Court of Australia. Superannuation Claims – Death and Total and Permanent Disability Benefits In the event of your death, your family may also be able to claim a superannuation death benefit from your superannuation account. Death and TPD benefits can be very substantial and often worth hundreds of thousands of dollars. Your entitlements to death and TPD benefits are usually not affected by any other claims to compensation you may make, such as through WorkCover or the TAC. The TPD Insurance Claims Process Dealing with superannuation funds and insurers can be stressful. At Arnold Thomas & Becker, our superannuation lawyers eliminate as much stress as we can – guiding you through the claim process and dealing with the superannuation fund on your behalf. We will help prepare your claim documents, and obtain relevant medical opinion and evidence to support your superannuation insurance claim to push for a speedy settlement.The assessment timeframe of a superannuation insurance claim can vary depending on the circumstances of your claim, but we will give you a realistic estimate of the processing time from the outset. Superannuation insurance claims are usually paid in the form of a single lump sum amount or as regular monthly payments. Lump sum payments for death and TPD can be quite substantial. If you have multiple accounts, you may be able to claim multiple superannuation insurance entitlements with each respective superannuation account. Claim declined? Our Superannuation Lawyers can help Unfortunately, insurance companies and superannuation funds don’t always see things your way. If your claim has been declined, we can act on your behalf and dispute an adverse decision – either by seeking internal reconsideration with the superannuation fund or insurer, or by raising an external complaint through the Australian Financial Complaint’s Authority or by issuing court proceedings.If your superannuation insurance claim has been unsuccessful, then it is important to act as soon as possible – as strict time limits apply, which if expired, may affect your entitlements. At Arnold Thomas & Becker we always put your best interests first. Types of injuries which could result in a total and permanent disability superannuation claim TPD claims could be made where injuries occurred at work, at home, in a road accident or on a sports field. Claims could also be made for illnesses and medical conditions including cancer, heart attack and mental illness. Get one of the best superannuation claims lawyers in Melbourne on your side With over 50 years’ experience we have the expertise and know-how to pursue successful superannuation insurance claims.Call us on 1300 333 300 or visit one of our offices in Melbourne, Richmond, Craigieburn or Werribee.